@media (min-width: 768px)
{
#motiveloanForm {
margin: 0;
padding: 0;
background-color: #f4f4f4;
}
#motiveloanForm .om_subhead {
text-align: center;
padding: 40px 15px;
background: #63a991;
}
#motiveloanForm .om_mddl {
width: 1190px;
margin: 0 auto;
}
#motiveloanForm .om_subhead h3, #motiveloanForm .om_subhead h4 {
color: #fff;
font-weight: normal;
word-wrap: break-word;
}
#motiveloanForm .om_full_area {
padding: 8px 0 32px 0;
}
#motiveloanForm .om_full_mddl {
max-width: 1210px;
margin: 0 auto;
}
#motiveloanForm .om_full_step {
margin-top: 2px;
}
#motiveloanForm .om_full_step_body {
background-color: #fff;
overflow: hidden;
}
#motiveloanForm .om_full_area h3 {
text-align: center;
font-size: 26px;
margin-top: 32px;
word-wrap: break-word;
}
#motiveloanForm .om_full_step_row_line {
border-bottom: solid 1px #cbdce5;
}
#motiveloanForm .om_full_step_row {
padding: 48px 200px;
position: relative;
}
#motiveloanForm .om_full_clmns .om_full_clmn:first-child {
padding-left: 0;
padding-right: 16px;
}
#motiveloanForm .om_full_clmn label {
color: #2c4b5d;
font-size: 14px;
display: block;
margin: 0 0 10px 0;
padding: 0;
line-height: normal;
height: auto;
text-align: left;
white-space: nowrap;
}
#motiveloanForm .om_full_area select {
-webkit-appearance: none;
-moz-appearance: none;
appearance: none;
position: relative;
padding-right: 16px;
color: #244B5F;
}
#motiveloanForm span {
display: inline;
text-shadow: 0 0 0 transparent;
box-shadow: none;
font-weight: normal;
font-style: normal;
border: none;
float: none;
}
#motiveloanForm .om_full_area input:not([type="checkbox"]):not([type="radio"]), #motiveloanForm .om_full_area select {
border: solid 1px #B1C9D7;
outline: none;
background: #fff;
cursor: default;
padding: 10px 14px;
margin: 0;
border-radius: 10px;
font-size: 14px;
width: 100%;
height: auto;
line-height: normal;
}
#motiveloanForm .om_full_area button.btn.omLookupStart {
padding: 6px 30px;
width: 100%;
height: 43px;
margin-top: 31px;
border-radius:10px;
}
#motiveloanForm .om_full_clmns {
position: relative;
}
#motiveloanForm .om_full_step_body {
background-color: #fff;
overflow: hidden;
}
#motiveloanForm .om_full_step_label {
font-size: 17px;
color: #7a759c;
position: absolute;
text-align: right;
text-transform: uppercase;
left: 4px;
top: 80px;
width: 180px;
font-weight: 700;
}
#motiveloanForm .om_full_step_row_line {
border-bottom: solid 1px #cbdce5;
}
#motiveloanForm .om_full_step_row {
padding: 48px 200px;
position: relative;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
body {
font-size: 14px;
line-height: 1.42857143;
color: #333;
}
#motiveloanForm .om_full_clmn_33 {
width: 33.333%;
}
#motiveloanForm .om_full_clmn {
float: left;
padding: 0 8px;
position: relative;
}
#motiveloanForm .om_full_area button {
display: inline-block;
font-size: 18px;
color: #fff;
font-weight: 700;
padding: 20px 110px;
background-color: #000;
border: none;
border-radius: 4px;
cursor: pointer;
-webkit-transition: all .2s linear;
transition: all .1s linear;
line-height: normal;
height: auto;
width: auto;
margin: 0;
}
#motiveloanForm input[type="submit"], #motiveloanForm button {
display: inline-block;
height: auto;
width: auto;
margin: 0;
padding: 0;
background: none;
box-shadow: none;
border: none;
border-radius: 0;
line-height: normal;
font-size: 1em;
font-weight: 400;
font-style: normal;
text-transform: none;
text-shadow: none;
text-align: center;
cursor: pointer;
outline: none;
}
button, html input[type="button"], input[type="reset"], input[type="submit"] {
-webkit-appearance: button;
cursor: pointer;
}
button {
overflow: visible;
}
#motiveloanForm .om_full_area button:hover {
background-color: #66b88e;
}
#motiveloanForm .om_full_area button.btn.omLookupStart {
padding: 6px 30px;
width: 100%;
height: 43px;
margin-top: 31px;
}
#motiveloanForm .om_full_step_row_line {
border-bottom: solid 0px #cbdce5;
margin-bottom: 50px;
}
#motiveloanForm .om_subhead {
text-align: center;
padding: 40px 15px;
background: #63a991;
}
#motiveloanForm * {
box-sizing: border-box;
}
article, aside, details, figcaption, figure, footer, header, hgroup, main, nav, section, summary {
display: block;
}
body {
font-size: 14px;
line-height: 1.42857143;
color: #333;
}
#motiveloanForm .om_mddl {
width: 1190px;
margin: 0 auto;
}
#motiveloanForm .om_subhead h3, #motiveloanForm .om_subhead h4 {
color: #fff;
font-weight: normal;
word-wrap: break-word;
}
#motiveloanForm .om_subhead h3 {
font-size: 30px;
color: #fff;
}
#motiveloanForm h3, #motiveloanForm h4 {
font-weight: normal;
margin: 0;
padding: 0;
display: block;
}
#motiveloanForm h1, #motiveloanForm h2, #motiveloanForm h3, #motiveloanForm h4 {
display: block;
margin: 0.67em 0;
padding: 0;
background: none;
box-shadow: none;
border-radius: 0;
line-height: normal;
letter-spacing: 0;
font-weight: thin;
font-style: normal;
color: #000;
text-shadow: 0 0 0 transparent;
float: none;
}
#motiveloanForm .om_subhead {
text-align: center;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
#motiveloanForm .om_subhead h3 {
font-size: 30px;
color: #fff;
margin-top: -15px;
}
#motiveloanForm .om_subhead h3, #motiveloanForm .om_subhead h4 {
color: #fff;
font-weight: normal;
word-wrap: break-word;
margin-bottom: -8px;
}
}
@media (min-width: 320px) and (max-width: 480px)
{
#motiveloanForm {
margin: 0;
padding: 0;
background-color: #f4f4f4;
}
#motiveloanForm {
display: block;
margin: 0;
text-shadow: 0 0 0 transparent;
box-shadow: none;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
float: none;
}
body {
font-size: 14px;
line-height: 1.42857143;
color: #333;
}
#motiveloanForm .om_subhead {
height: initial;
padding-top: 18px;
padding-bottom: 18px;
}
#motiveloanForm .om_subhead {
text-align: center;
padding: 40px 15px;
background: #63a991;
}
#motiveloanForm * {
box-sizing: border-box;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
body {
font-size: 14px;
line-height: 1.42857143;
color: #333;
}
#motiveloanForm .om_mddl {
width: auto;
padding: 0 20px;
}
#motiveloanForm .om_mddl {
width: 100%;
margin-top: -47px;
margin-bottom: -47px;
}
#motiveloanForm * {
box-sizing: border-box;
}
#motiveloanForm .om_subhead {
text-align: center;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
body {
font-size: 14px;
line-height: 1.42857143;
color: #333;
}
#motiveloanForm .om_subhead h3 {
font-size: 20px;
}
#motiveloanForm .om_subhead h3, #motiveloanForm .om_subhead h4 {
color: #fff;
font-weight: normal;
word-wrap: break-word;
}
#motiveloanForm h3, #motiveloanForm h4 {
font-weight: normal;
margin: 0;
padding: 0;
display: block;
}
#motiveloanForm h1, #motiveloanForm h2, #motiveloanForm h3, #motiveloanForm h4 {
display: block;
margin: 0.67em 0;
padding: 0;
background: none;
box-shadow: none;
border-radius: 0;
line-height: normal;
letter-spacing: 0;
font-weight: bold;
font-style: normal;
color: #000;
text-shadow: 0 0 0 transparent;
float: none;
}
#motiveloanForm * {
box-sizing: border-box;
}
h1, h2, h3, h4, h5, h6, .h1, .h2, .h3, .h4, .h5, .h6 {
font-weight: 500;
line-height: 1.1;
color: inherit;
}
#motiveloanForm .om_subhead {
text-align: center;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
#motiveloanForm .om_subhead h4 {
font-size: 16px;
}
#motiveloanForm .om_subhead h3, #motiveloanForm .om_subhead h4 {
color: #fff;
font-weight: normal;
word-wrap: break-word;
}
#motiveloanForm .om_subhead h4 {
font-style: italic;
font-size: 16px;
}
#motiveloanForm h3, #motiveloanForm h4 {
font-weight: normal;
margin: 0;
padding: 0;
display: block;
}
#motiveloanForm h1, #motiveloanForm h2, #motiveloanForm h3, #motiveloanForm h4 {
display: block;
margin: 0.67em 0;
padding: 0;
background: none;
box-shadow: none;
border-radius: 0;
line-height: normal;
letter-spacing: 0;
font-weight: thin;
font-style: normal;
color: #000;
text-shadow: 0 0 0 transparent;
float: none;
}
#motiveloanForm .om_full_area {
padding: 8px 0 32px 0;
}
#motiveloanForm * {
box-sizing: border-box;
}
article, aside, details, figcaption, figure, footer, header, hgroup, main, nav, section, summary {
display: block;
}
#motiveloanForm {
text-shadow: 0 0 0 transparent;
color: unset;
white-space: normal;
font-size: 16px;
font-style: normal;
font-weight: normal;
}
#motiveloanForm.omForm .om_popup_overlay_tr {
position: fixed;
z-index: 9997;
width: 100%;
height: 100%;
background-color: transparent;
top: 0;
left: 0;
right: 0;
bottom: 0;
}
#motiveloanForm.omForm .om_popup_overlay {
position: fixed;
z-index: 9997;
width: 100%;
height: 100%;
background-color: rgba(0,0,0,.75);
top: 0;
left: 0;
right: 0;
bottom: 0;
}
#motiveloanForm .om_full_area {
padding: 8px 0 32px 0;
}
#motiveloanForm .om_full_mddl {
padding: 0 8px;
}
#motiveloanForm .om_full_mddl {
max-width: inherit;
padding: 0 20px;
}
#motiveloanForm .om_full_mddl {
max-width: 1210px;
margin: 0 auto;
}
#motiveloanForm .om_full_step {
margin-top: 2px;
}
#motiveloanForm .om_full_step_body {
background-color: #fff;
overflow: hidden;
}
#motiveloanForm .om_full_area h3 {
font-size: 16px;
margin: 8px 8px 0;
}
#motiveloanForm .om_full_step_row {
padding: 30px 10px 16px 10px;
}
#motiveloanForm .om_full_step_label {
font-size: 15px;
}
#motiveloanForm .om_full_step_label {
left: 10px;
top: 14px;
}
#motiveloanForm .om_full_step_label {
left: 16px;
top: 16px;
text-align: left;
}
#motiveloanForm .om_full_step_label {
font-size: 17px;
color: #7a759c;
display:none;
text-align: right;
text-transform: uppercase;
left: 4px;
top: 80px;
width: 180px;
font-weight: 700;
}
#motiveloanForm .om_full_clmns {
position: relative;
}
#motiveloanForm .om_full_clmn {
float: none;
width: auto;
padding-left: 0 !important;
padding-right: 0 !important;
}
#motiveloanForm .om_full_clmn label {
margin-bottom: 0;
padding: 8px 0 4px 2px;
}
#motiveloanForm .om_full_clmn label {
color: #2c4b5d;
font-size: 14px;
display: block;
margin: 0 0 10px 0;
padding: 0;
line-height: normal;
height: auto;
text-align: left;
white-space: nowrap;
}
#motiveloanForm label {
display: inline;
margin: 0;
padding: 0;
height: auto;
border: none;
-webkit-border-radius: 0;
-moz-border-radius: 0;
border-radius: 0;
box-shadow: none;
font-size: 1em;
font-weight: normal;
font-style: normal;
text-transform: none;
text-shadow: 0 0 0 transparent;
color: #000;
cursor: default;
float: none;
}
#motiveloanForm .om_full_area select {
padding-right: 16px;
}
#motiveloanForm .om_full_area input:not([type="checkbox"]):not([type="radio"]), #motiveloanForm .om_full_area select {
padding: 10px 10px;
}
#motiveloanForm .om_full_area select {
-webkit-appearance: none;
-moz-appearance: none;
appearance: none;
position: relative;
padding-right: 16px;
color: #244B5F;
}
#motiveloanForm .om_full_area input:not([type="checkbox"]):not([type="radio"]), #motiveloanForm .om_full_area select {
border: solid 1px #B1C9D7;
outline: none;
background: #fff;
cursor: default;
padding: 10px 14px;
margin: 0;
border-radius: 10px;
font-size: 14px;
width: 100%;
height: auto;
line-height: normal;
}
#motiveloanForm span {
display: inline;
text-shadow: 0 0 0 transparent;
box-shadow: none;
font-weight: normal;
font-style: normal;
border: none;
float: none;
}
.omForm span.omHelp-block {
font-size: 12px;
line-height: 14px;
display: block;
margin-top: 5px;
}
#motiveloanForm .om_full_area input:not([type="checkbox"]):not([type="radio"]), #motiveloanForm .om_full_area select {
padding: 10px 10px;
}
#motiveloanForm .om_full_area input:not([type="checkbox"]):not([type="radio"]), #motiveloanForm .om_full_area select {
border: solid 1px #B1C9D7;
outline: none;
background: #fff;
cursor: default;
padding: 10px 14px;
margin: 0;
border-radius: 10px;
font-size: 14px;
width: 100%;
height: auto;
line-height: normal;
}
#motiveloanForm input {
margin: 0;
padding: 0;
width: 100%;
height: auto;
font-size: 1em;
font-weight: 400;
font-style: normal;
text-transform: none;
line-height: normal;
background: #fff;
box-shadow: none;
border-radius: 0;
border: none;
text-align: left;
text-shadow: 0 0 0 transparent;
outline: none;
color: #000;
cursor: text;
float: none;
}
#motiveloanForm .om_full_area button {
display: inline-block;
font-size: 18px;
color: #fff;
font-weight: 700;
padding: 20px 110px;
background-color: #000;
border: none;
border-radius: 10px;
cursor: pointer;
-webkit-transition: all .2s linear;
transition: all .1s linear;
line-height: normal;
height: auto;
width: auto;
margin: 0;
}
#motiveloanForm input[type="submit"], #motiveloanForm button {
display: inline-block;
height: auto;
width: auto;
margin: 0;
padding: 0;
background: none;
box-shadow: none;
border: none;
border-radius: 0;
line-height: normal;
font-size: 1em;
font-weight: 400;
font-style: normal;
text-transform: none;
text-shadow: none;
text-align: center;
cursor: pointer;
outline: none;
}
.btn {
display: inline-block;
padding: 6px 12px;
margin-bottom: 0;
font-size: 14px;
font-weight: normal;
line-height: 1.42857143;
text-align: center;
white-space: nowrap;
vertical-align: middle;
cursor: pointer;
-webkit-user-select: none;
-moz-user-select: none;
-ms-user-select: none;
user-select: none;
background-image: none;
border: 1px solid transparent;
border-radius: 4px;
}
input, button, select, textarea {
font-family: inherit;
font-size: inherit;
line-height: inherit;
}
button {
overflow: visible;
}
#motiveloanForm .om_full_area button.btn.omLookupStart {
padding: 6px 30px;
width: 100%;
height: 43px;
margin-top: 31px;
}
#motiveloanForm .om_full_area button:hover {
background-color: #66b88e;
}
#motiveloanForm .om_full_area h3 {
font-size: 16px;
margin: 8px 8px 0;
text-align: center;
}
}
Your loan could be just a few steps away!
Bad Credit? We Could Help. You could Get Approved in Minutes!
Get A Decision Online In Minutes With No Paperwork
How Much You Need?
$100
$200
$300
$400
$500
$600
$700
$800
$900
$1000
$1500
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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.
// Wait for the DOM to load
document.addEventListener("DOMContentLoaded", function() {
// Select the form element
const form = document.getElementById("motiveloanForm");
// Add an event listener for the form submit event
form.addEventListener("submit", function(event) {
// Prevent the default form submission
event.preventDefault();
// Get the form action URL
const actionUrl = "form.getAttribute("action")";
// Get the form values
const loanAmount = document.getElementById("loanAmount").value;
const email = document.getElementById("email").value;
// Build the query string
const queryString = `?loan_amount=${encodeURIComponent(loanAmount)}&email=${encodeURIComponent(email)}`;
// Redirect to the action URL with the query string
window.location.href = actionUrl + queryString;
});
});
Introduction
Navigating through sudden financial demands can be challenging, especially when traditional banking solutions are not an option due to poor credit history. In North Dakota, immediate cash advances, commonly referred to as payday loans, provide a solution. These loans are notable for their rapid approval processes that bypass the typical credit investigations, making them a viable choice for many individuals.
Overview of Payday Loans
Payday loans are short-duration financial aids designed to assist individuals in managing expenses until their next payday. These loans are typically for modest amounts and are intended to be settled quickly, usually within a couple of weeks.
Payday Loans Regulations in North Dakota
The state of North Dakota has legalized payday lending, establishing a framework that governs the operation of these services. This framework is crafted to safeguard consumers while offering the necessary flexibility to access urgent funds. State laws ensure lenders adhere to predetermined limits on loan amounts, fee structures, and repayment schedules.
Procedure for Acquiring Loans Without Credit Checks
The attraction to no credit check loans lies in their uncomplicated application process and the immediate availability of funds. Here’s a typical approach:
- Choosing a Provider: Opt for a credible online financier that extends payday loans to individuals in North Dakota. Verify their reliability by examining their service terms and user reviews.
- Application Process: You’ll need to provide fundamental personal details such as your identity, contact information, proof of income, and occasionally your banking information.
- Approval and Funding: Providers offering no credit check loans often issue decisions swiftly, sometimes within moments. Following approval, the funds are usually deposited directly into your bank account, frequently on the same day.
Essential Precautions Before Applying
- Interest Implications: Understand the potentially high-interest rates tied to payday loans, which can substantially inflate the total repayment amount.
- Repayment Planning: It’s critical to strategize your repayment to avoid penalties and possible debt accumulation due to rollovers.
- Assessing the Trade-offs: Weigh the immediate need for financial relief against the high costs associated with these loans to determine if this is the right approach.
Alternative Financial Solutions
Consider these alternatives before settling on a payday loan:
- Community Banking Options: Explore local banks and credit unions for short-term loans that may offer more favorable conditions than payday loans.
- Personal Borrowing: Consider a loan from someone you know, which might offer more lenient repayment terms without interest.
- Extended Payment Loans: These loans provide longer repayment terms with potentially lower rates compared to conventional payday loans.
- Direct Negotiations: If large bills prompt your loan search, directly negotiating a payment arrangement with your creditor might eliminate the need for additional borrowing.
The Role of Financial Literacy
Educating yourself about financial management can enhance your decision-making abilities and possibly help you avoid the pitfalls of high-risk loans. Engage with financial education materials or consult a financial advisor to develop a comprehensive financial strategy.
Conclusion
While payday loans in North Dakota offer a convenient route to immediate cash, they carry significant risks associated with high-interest rates and potential debt build-up. Thoroughly evaluate all your options and understand the implications of entering into such financial agreements. Investing time in financial education and exploring safer financial pathways can lead to better overall financial stability.
Repayment Calculator
| Principal: | $1000 |
| Loan Term: | 12 Months |
| APR | 10.00% |
| Total Interest to Pay | $0 |
| Monthly Repayment Amount | $0 |
| Total to Pay | $0 |
Repayment Schedule:
| Month | Principal | Interest | Remaining Balance |
|---|